What the work involves
Operate a commercial motor vehicle as a business, either leased to a carrier or under your own applicable authority.
Complete starter guide
Treat the truck like a regulated business
Operate a commercial motor vehicle as a business, either leased to a carrier or under your own applicable authority.
CDL required; class and endorsements depend on operation. Verify by vehicle rating, cargo, passengers, location, and operating model.
Common cargo or service
General freight, reefer, flatbed, tanker, or specialized cargo
Typical vehicle
Tractor-trailer or other CDL-class vehicle
Operating models
Lease-on owner-operator or motor carrier under own authority
Common operating risks
- Rate and freight volatility
- Fuel and repair exposure
- Lease deductions
- Downtime
- Safety and compliance record
- Cash-flow timing
Common expenses
- Truck and trailer payments
- Physical damage and liability insurance
- Fuel and DEF
- Maintenance and tires
- Permits and registrations
- ELD and communication
- Taxes and reserves
Documents companies may request
- CDL and endorsements
- DOT medical certification
- MVR and driver qualification records
- Drug and alcohol program records
- Vehicle inspection and maintenance files
- Authority or carrier lease documents
Compliance topics to research
- USDOT number and operating authority
- BOC-3 and insurance filings
- UCR and New Entrant program
- Clearinghouse and testing
- Hours of service and ELD
- IFTA and IRP
- Biennial updates and record retention
Before accepting work
Ask questions that expose the real economics and control
01
What is the settlement formula and every deduction?
02
Who controls freight selection and home time?
03
Who pays cargo claims, tolls, detention, and breakdown costs?
04
Can the carrier change rates or fees?
05
How and when can the lease be terminated?
Last reviewed: September 3, 2026
State-specific research is required.
Wiggins Logistics provides general educational information and transportation-opportunity listings. Information on this website is not legal, tax, insurance, medical, employment, or regulatory advice. Requirements vary by state, jurisdiction, vehicle, cargo, customer, contract, and operating model. Verify requirements with the appropriate agency, company, insurer, attorney, tax professional, or other qualified adviser.